From Making ILM Home
The ILM Realtor
podcast.
Short, honest conversations with the people who actually do this work on the Cape Fear coast: the attorney, the underwriter, the insurance agent, the CEO of my own brokerage. The questions national advice never answers, asked by someone who moved here too.
Hosted by Tabetha Klein · REALTOR®, Coldwell Banker Sea Coast Advantage
Every episode.
Newest first · press play right here
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13
August 4, 2026 · 41 min
Episode 013: Heirs Property in North Carolina & How Ownership Goes Wrong
Heirs property in North Carolina: attorneys Jason Cline and Scott Donaldson on how family land ends up with 42 owners, the LLC trap, and deed fraud.
https://anchor.fm/s/10d8e043c/podcast/play/118395764/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-3-13%2F421988416-44100-2-659b776935d28.mp3
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12
August 4, 2026 · 31 min
Episode 012: Real Estate Wire Fraud in North Carolina (and How to Not Get Hit)
Real estate wire fraud North Carolina buyers face looks completely routine. Attorney Jason Cline on wire fraud, seller impersonation, AI voice cloning and deed fraud.
https://anchor.fm/s/10d8e043c/podcast/play/118389018/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-3-13%2F421979765-44100-2-d82f18c25e7ee.mp3
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11
August 4, 2026 · 25 min
Episode 011: Dying Without a Will in North Carolina — What Happens to Your House
Dying without a will in North Carolina: attorney Scott Donaldson explains what really happens to your house, how probate works, and who actually inherits.
https://anchor.fm/s/10d8e043c/podcast/play/118388659/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-3-13%2F421979271-44100-2-0e7d058e7cb16.mp3
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10
August 4, 2026 · 33 min
Episode 010: Buying a Historic Home in Wilmington NC
Buying a historic home in Wilmington NC: Stephen Sulkey on district rules, Certificates of Appropriateness, maintenance costs, trees, and preservation easements.
https://anchor.fm/s/10d8e043c/podcast/play/117520781/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-2-26%2F420825660-44100-2-82d2d641335ff.mp3
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09
August 4, 2026 · 33 min
Episode 009: Retiring to Coastal North Carolina, and What the House Really Costs
Retiring to coastal North Carolina: Mike Breitfeller, CFP, on concentration risk, the true annual carry of a coastal house, and how NC treats retirement income.
https://anchor.fm/s/10d8e043c/podcast/play/116347187/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-2-3%2F419226852-44100-2-0f55c066523c3.mp3
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08
August 4, 2026 · 18 min
Episode 008: Title Insurance in North Carolina — Do You Need the Owner’s Policy?
Title insurance in North Carolina explained by Kim Hall of Key Title: owner’s vs lender’s policies, coastal title issues, and protecting yourself from deed fraud.
https://anchor.fm/s/10d8e043c/podcast/play/116345443/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-2-3%2F419224083-44100-2-056c49554d77.mp3
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07
August 4, 2026 · 28 min
Episode 007: The Mortgage Underwriting Process in North Carolina
The mortgage underwriting process in North Carolina, explained by Heath Altman of Alpha Mortgage: what lenders need, why they ask, and what can sink your approval.
https://anchor.fm/s/10d8e043c/podcast/play/116032481/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-1-25%2F418806885-44100-2-6f2ac4b904f19.mp3
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06
August 4, 2026 · 25 min
Episode 006: Does Homeowners Insurance Cover Golf Carts, Boats & E-Bikes?
Does homeowners insurance cover golf carts? Tyler Beverage of FinPoint explains what a standard NC policy really does with carts, boats and e-bikes.
https://anchor.fm/s/10d8e043c/podcast/play/114041315/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-0-15%2F416174847-44100-2-6e158e5ed5aa3.mp3
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05
August 4, 2026 · 25 min
Episode 005: Seller Paid Closing Costs in Wilmington NC
Seller paid closing costs in Wilmington NC: Joey Milam explains what seller credits cover, the cap your loan program sets, and how to ask without losing the house.
https://anchor.fm/s/10d8e043c/podcast/play/115246677/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-1-9%2F417756870-44100-2-d9996b0eec05.mp3
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04
August 4, 2026 · 22 min
Episode 004: Wilmington NC Real Estate Trends with Tim Milam
The Wilmington NC housing market explained by Coldwell Banker Sea Coast Advantage CEO Tim Milam: why it is not one market, and the four numbers to watch.
https://anchor.fm/s/10d8e043c/podcast/play/114039914/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-1-2%2F417327555-44100-2-affa248ef4fc.mp3
Never miss
an episode.
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Have a question you'd like a future guest to answer? Tell me what's on your mind and I'll put it on the list.
What we actually
talk about.
Every episode is one specific question and one local expert who answers it for a living. I ask the things a buyer or seller would be embarrassed to ask, so you don't have to.
REALTOR® · Coldwell Banker Sea Coast Advantage · Wilmington, NC
Money and mortgages
Underwriting, seller-paid closing costs, and what a coastal house really costs to hold in retirement.
Insurance and risk
Wind and hail policies, named-storm deductibles, and whether the golf cart, the boat and the e-bike are covered.
Title, wills and wire fraud
Two attorneys and a title underwriter on the paperwork that protects the house after you get the keys.
The market and the houses
Reading the Wilmington market with the CEO of my brokerage, staging that actually sells, and what historic homes ask of you.
The ILM Realtor podcast is for informational purposes only. Content does not constitute legal, financial, insurance or real estate advice. Consult a licensed professional for your specific situation. Tabetha Klein, REALTOR® | Coldwell Banker Sea Coast Advantage · 910-983-8963 · www.makingilmhome.com. Each office is independently owned and operated. Equal Housing Opportunity.